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Demo Message Studio
Simulation only. Every generated financial message is permanently marked DEMO and is not a real M-PESA or bank transaction/receipt.
Send Money DEMO
Transaction cost is read automatically from the current Send Money tariff band based on the amount entered. New balance = starting balance − (transaction amount + transaction cost). Remaining daily amount = starting daily transactable amount − transaction amount. Date/time is generated automatically. Enter the 7-character reference base each time, or paste a full 10-character reference; the final 3 characters are always discarded and regenerated. Recipient names are preserved exactly as typed, including lowercase, mixed case, spaces and special characters.
Equity Paybill DEMO
One press creates two matching DEMO messages with the same reference, amount and transaction time: the M-PESA Paybill confirmation inside MPESA and the corresponding confirmation inside Equity Bank. Equity Paybill cost is calculated automatically from the dedicated tariff bands: Ksh0–100 = 0; 101–500 = 4; 501–1,000 = 10; 1,001–1,500 = 15; 1,501–2,500 = 23; 2,501–5,000 = 34; 5,001–10,000 = 48; 10,001–20,000 = 55; 20,001–50,000 = 67; 50,001–150,000 = 85; 150,001–250,000 = 105.
Withdrawal DEMO
New balance = current balance − amount withdrawn − transaction cost. Remaining daily amount = transactable amount within the day − amount withdrawn. The generated DEMO text follows the withdrawal wording shown in the supplied M-PESA examples.
Pochi La Biashara DEMO
Pochi La Biashara transaction cost is read automatically from the supplied Pochi tariff band based on the amount entered. It uses “sent to NAME on …” without displaying a phone number. The name is preserved exactly as typed.
PayBill DEMO
Company and account text are preserved exactly as typed. New balance and remaining daily amount are calculated automatically.
Till Number DEMO
Business name is preserved exactly as typed. No account number is added. The generated wording uses “paid to BUSINESS NAME. on …” exactly, including the full stop after the business name and lowercase “on”.
Money Received DEMO
New balance = available balance now + amount received. Enter the 7-character reference base each time, or paste a full 10-character reference; the final 3 characters are always discarded and regenerated. Sender name is preserved exactly as typed. Sender phone number is masked automatically to show only the first 4 and last 3 digits, for example 0723***789. Only received-money messages alternate between “Tap to load preview” and the Safaricom preview card.